Frazer started his career as a lawyer in the music industry. He has been investing in property since 1994 and working with other investors since 2003, helping them invest in over £50,000,000 worth of investment property along the way.

He is an award-winning entrepreneur, founder of The Armchair Property Investor (which he built up over 3 years and sold in 2007 for £2.25M), The Video Inventory Agency which he franchised to over 40 franchisees before selling it. He is the founding director of The House Crowd, the world's first property crowdfunding platform. He is a regular contributor to amongst others RightMove.com and WhatHouse.com and has also contributed articles to the Investor's Chronicle, Residential Property Investor, ThisisMoney.co.uk and The Guardian. He is often interviewed by the media about crowdfunding and property investment (please see our press page for more information).

Carl is an entrepreneurial business professional with over 35 years of extensive and varied industry and international experience as an MD, CEO and COO. Having started his business life in Sales and Marketing for Procter & Gamble, he then ran a Management Consultancy for 15+ years in London and Chicago.

He started investing in and developing property in 2007 and has been raising debt and equity for property developers and corporate clients for the last 5 years.

He brings a wealth of experience from within the Peer to Peer property finance industry and is skilled in corporate governance, business change and process development (especially around Customer Experience) as well as being formally trained as a CEO coach.

Carl has been involved with The Lord’s Taverners for over 20 years and has helped raise c£2m for disadvantaged and disabled young people.

Lewis is an experienced accountant with over 10 years of experience ranging from Funerals to Construction and an expertise across e-commerce in particular. More recently Lewis has been involved in working with fast growth SMEs including as far as away as Brazil, helping them to develop the correct platform from which to support and scale their growth.

He has extensive experience of working with and across multiple functions including Marketing, Operations and Legal via business partnering or just getting stuck in himself. He will also do anything for chocolate, even washing up.

Diane initially started her career as a medical secretary and progressed into a P.A. Office and Building Manager role for a number of large blue chip companies, before joining the property field some nine years ago when she set up and managed a franchised letting agency before being head hunted by a property developer, to oversee a multi million pound residential property portfolio, which included refurbishing some exclusive properties in London.

Diane joined THC and her role is Executive Assistant to Frazer and Office Manager.

Bill has worked in the Financial Services industry most of his career, starting off in branch lending at HSBC before embarking on a 14 investment career with 3i Group plc where he was ultimately responsible for managing a £1bn portfolio. This last role meant overseeing literally hundreds of exits, the largest of which was £300M.

His experience encompasses all types and stages of business, performance levels and management styles and includes two IPOs. Since leaving 3i and starting his own consultancy, he has coached a number of high growth SMEs and sits as a Board Non-executive on two technology companies, one of which has raised finance via crowdfunding.

He has direct personal experience of property investment other than his House Crowd involvements. Bill's role is to advise on business growth and inform strategy and key recruitment in order to help build shareholder value.

John came across Frazer and the Armchair Property Investor in 2006 whilst building his own property portfolio. Upon learning about The House Crowd he decided to invest in the business. John has 16 years experience of business development, helping grow Enterprise Rent-A-Car from one location to the UK's leading rental company. John will transfer his car purchasing and rental knowledge to provide governance and independent views to the property purchasing and rental market.

Frazer started his career as a lawyer in the music industry. He has been investing in property since 1994 and working with other investors since 2003, helping them invest in over £50,000,000 worth of investment property along the way.

He is an award-winning entrepreneur, founder of The Armchair Property Investor (which he built up over 3 years and sold in 2007 for £2.25M), The Video Inventory Agency which he franchised to over 40 franchisees before selling it. He is the founding director of The House Crowd, the world's first property crowdfunding platform. He is a regular contributor to amongst others RightMove.com and WhatHouse.com and has also contributed articles to the Investor's Chronicle, Residential Property Investor, ThisisMoney.co.uk and The Guardian. He is often interviewed by the media about crowdfunding and property investment (please see our press page for more information).

Clarissa supervises the website management and is responsible for dealing with investor enquiries about technical and security issues. She grew up in New Zealand, and has a background working on UNIX systems as a senior systems manager for various investment banks. In 2004 she had the extreme good fortune to marry Frazer (who coincidentally wrote this page!) and has since worked alongside him managing websites and IT and generally being his extremely valued right hand woman for various companies. She now shares her desk with a large weta called Wally whom she waves at people when they annoy her.

After spending 15 years in retail management, I began working as an loan underwriter in 2001 and have covered all areas of the industry including Residential, Consumer & Standard BTL purchases and remortgages on a 1st & 2nd Charge basis plus Bridging and Development finance for a number of Lenders in a Prime and Sub-Prime lending capacity.

I have seen many changes in the world of mortgages and secured loans and spent the longest week of my working life sat at my desk for 14 hours a day on the run up to MCD day in March 2016.

I am hard working and diligent and look for the positives in all loan applications. I am CeMap qualified

Rick began his career in the hotel industry, working on the front of house of a large Lancashire based hotel. He moved into the legal industry to develop his career as a residential conveyancer. After starting out as an admin assistant he showed desire to learn and progressed to become a fee earner, working on an ever-developing number of matters, from unregistered property, high end residential houses and high-rise apartments to new build developments and pretty much everything in between for the past decade. Having worked with The House Crowd team, on the other side of the table (working for one of our panel solicitors), the appeal was too much for him to pass up the opportunity to become part of our legal and business affairs team. Rick utilises his skills and knowledge to deal with underwriting, property purchases and disposal and general legal and business affairs.

Paul is a multi-skilled award-winning storyteller, innovator, brand-builder, entrepreneur and envelope-pusher with over 20 years’ experience at either senior executive or board level management in the marketing, communications and advertising industry. This experience, spanning both UK and Europe, makes him ideally placed to lead the creative marketing direction at The House Crowd.

Jonathan is a Member of the Chartered Institute of Building and a Chartered Environmentalist.

Having worked within the Property, House building and Construction Industries for over 20 years he set up his own Company in 2009. Having invented an innovative new product he developed the brand through social media and clever marketing strategies, picking up several awards along the way.

The product now sells worldwide having featured on TV, radio and the press around the world. He has assisted several innovators/inventors bring their products to worldwide markets. An FSB 'Real Life Entrepreneur' who last year launched the FSB manifesto for small businesses in Brussels.

He met Frazer singing Blondie songs whilst listening to his ipod – painful doesn't begin to describe it – by a pool in Mykonos and the rest, as they say, is history.

Nigel’s role is to ensure all members and prospective members have their questions answered and have assistance whenever they need it . Nigel started off his career in the Manchester music scene training as a sound engineer at the famous Strawberry Recording Studios working with the likes of The Smiths, James and New Order. He left eventually to join a band and tour around the U.K. But world rock star status wasn’t meant to be, so the time came eventually for him to get a ‘proper job’.

He has a wealth of experience in client and account management, his proudest being fifteen years in the glamorous (and not so glamorous) world of Premier League Football sponsorship which has involved him in the successful client activation of all of the Premier League title sponsors. He was dedicated to making sure clients received the maximum benefit from their investment in a professional but friendly way and he brings his valuable experience of dealing with a broad range of clients to his role at The House Crowd.

Will has 8 years experience working in various marketing positions within the UK accommodation industry and Manchester’s food and drink scene. His skills lie within the ever-evolving field of digital marketing.

Will joined the House Crowd’s marketing team in 2020, swapping a world of cheeseburgers and beds to the world of P2P lending and alternative finance.

Catia has over 12 years creating usable and delightful online experiences.

She has a skill set of design strategy, user research, information architecture, content strategy, user experience design and usability testing. Worked in various types of projects as websites, web applications and mobile apps.

She started as a graphic designer, but soon began to design for the web, creating and designing enjoyable user experiences. She loves design beautiful and functional interfaces with the main goal of keeping the balance between design and function and combining user, business and development goals.

Phil has a background in developing bespoke eLearning solutions and data analytics at the University of Manchester. His passion for code shines through, most notably when muttering at the screen whilst trying to solve some problem in the most elegant way he can find. Phil strives to help The House Crowd to present a great online experience to all and to help the whole team by developing in-house tooling which keep the gears of the business running smoothly.

Lee comes to The House Crowd as a developer with 15 years experience in the industry across a range of sectors, including online retail & EPoS, recruitment, and mobile phone content delivery in the pre-smartphone era. He has a passion for creating high quality web sites & services and strives to create a great online experience for the user.

Justin is an accomplished developer, having amassed over 22 years experience in delivering housing and student accommodation schemes across the North West.

Having worked on site for his father as a teenager Justin gained invaluable knowledge of the construction process, and the input required from the relevant consultants that are required to complete a successful development. Justin was hooked, and he has since spent all of his working life within the property industry. He subsequently worked extensively as a commercial finance broker specialising in development finance before setting up a development company.

Justin is truly passionate about the House Crowd brand and the 220 new homes we have delivered since he joined the company; however he always has his keen eye on the next opportunity for the company’s progression and evolution.

After gaining a degree at Sheffield University Adam worked in hospitality before heading off for a trip around South America. Upon his return he worked in pharmaceutical marketing and project management for three years before moving into a business development role for a restaurant company. This led to a decade of managing hospitality businesses, ranging from a renowned fine-dining restaurant to high profile bar, restaurant, brewery and event space. The nocturnal lifestyle eventually lost its appeal and Adam jumped at the opportunity to transfer his experience into a field in which he had always had an interest – property.

Adam is involved with the management of the ongoing development projects and the search for new development sites.

Lewis is an experienced accountant with over 10 years of experience ranging from Funerals to Construction and an expertise across e-commerce in particular. More recently Lewis has been involved in working with fast growth SMEs including as far as away as Brazil, helping them to develop the correct platform from which to support and scale their growth.

He has extensive experience of working with and across multiple functions including Marketing, Operations and Legal via business partnering or just getting stuck in himself. He will also do anything for chocolate, even washing up.

Olivia qualified as a Chartered Accountant in 2000, having passed all her exams first time.

She then continued her career with a move to KPMG. She was involved in both the management of transactions and the production of due diligence reports on a variety of targets and companies on behalf of banks, private equity businesses and corporate clients. Olivia then moved to a role as a Commercial Finance manager for one of the clients she had worked for, whilst employed at KPMG. This role involved providing financial support to each of four trading teams and allowed her to see the factors faced from within a business rather than carrying out a review as an external body.

Following a career break of several years to allow her to spend time with her two young children, Olivia has returned to work as our Commercial Accountant.

Jacqui is our company bookkeeper and looks after all the House Crowd related companies (that's quite a few) as well as supplying Lewis with chocolate when he starts displaying withdrawal symptoms. She is married with 3 children and 3 grandchildren (we know – she doesn't look that old!) and has worked in Finance for 20 years for a variety of organisations including several property related companies. For the last 7 years, before joining The House Crowd, she was Finance Manager for a fast growing company involved in managing government energy saving schemes.

Jake’s main interests throughout school were sport and maths (bead counting)!!

Having left school with satisfactory exam results he was offered a scholarship at Altrincham Football club (obviously counting empty seats). Jake then went straight in to work with a payroll company helping with the accounts and putting his bead and empty seat counting to good use. Jake was an early 2017 signing in the transfer window, joining The House Crowd as an accounts assistant.